Auto, specialty, commercial truck, heavy equipment, marine and property, audited line by line by a team with 25+ years writing the carrier's estimates. For body shops, fleets, attorneys and public adjusters. Every figure documented.
Operations marked not-included. OEM procedures left off. Labor under-timed, blend dropped, aftermarket where the OEM procedure says OEM, a total-loss value built on thin comparables. We find the gap between what the repair costs and what the estimate pays, and put the procedure, P-page, invoice or photo behind every figure.
Collision, MSO, heavy-truck, RV, marine and equipment repairers
The estimate came back with operations marked not-included, OEM procedures skipped and a refinish rate you can't work to. The supplement sits while the car takes up a stall.
Your estimate and supplements, documented line by line so the operations you performed get paid.
Self-insured fleets and fleets claiming against an at-fault carrier
Units sit while the number gets argued. The heavy-duty labor rate is cut, downtime per day is never claimed and diminished value stays off the table.
Every unit's repair, downtime and diminished value documented and packaged before you accept the carrier's number.
Plaintiff attorneys, public adjusters and owners in dispute
The carrier's number arrives with thin comparables, unexplained adjustments and no OEM basis, and a response date attached to it.
An independent, line-by-line read of the carrier's number, with a supported amount and the basis behind every figure.
OEM procedures · P-pages · Scans · ADAS calibration · Blend & refinish
We audit the carrier's estimate for not-included operations, under-timed labor, and blend and refinish left off. Every line is set against the OEM procedure or position statement, with pre and post scans, ADAS calibration, aftermarket and LKQ against OEM, and betterment taken without basis flagged and documented.
RVs · Motorcycles · Classics · Exotics · EVs · Upfitted vehicles · Trailers
Specialty estimates run short because most desks can't read them. We audit RV fiberglass and delamination, agreed-value classics against the stated value, carbon and aluminum exotics, and EV battery and ADAS scope, written up by people who have repaired them, not priced from a database.
Tractors · Trailers · Box & delivery trucks · Fleets · Downtime
Downtime is the real cost on a commercial claim. We audit frame, cab, sleeper, fifth wheel and trailer damage, set the heavy-duty labor rate against what the work really costs, and document downtime per day and loss of use, so every day a unit sits is on the report, not absorbed.
Construction · Farm · Forestry · Cranes · Lifts
No two machines price the same. We audit hydraulic, structural and undercarriage scope, test the repair-versus-replace call against dealer repair data, and rebut a low actual cash value with comparable units, hours and attachments, every figure sourced and exhibited.
Boats · Yachts · PWC · Docks · Marinas
Wear-versus-loss is where marine claims get cut. We audit hull, gelcoat and structural repair, engines and outdrives, rigging and electronics, and docks and lifts, then document the cause of loss, so the carrier's wear call is tested against the evidence, not assumed.
Residential · Commercial · Roof · Water · Fire · Contents
Scope is where property claims get cut. We audit measurements, line items, waste, overhead and profit (O&P), depreciation and code upgrades against the photos, and prepare contractor scope support in Xactimate or Symbility that answers the carrier's estimate item by item.
Seven services, five specialist checks, one point of contact, every platform the estimate was written in.
Email or upload the carrier's estimate, photos and invoices. Any platform, any format.
Every line against OEM procedures, P-pages and DEG, and what the repair took.
Each difference gets its basis: the procedure, invoice, photo or comparable behind it. You decide what to submit.
The Annex Audit Report: carrier figure, supported amount and supported gap, ready for an adjuster, an appraiser or a court.
A full team of estimate reviewers, no backlog, extra hands for hail and CAT events.
We wrote estimates inside carrier claims programs, so we know which lines get cut and what documentation supports them.
Every difference documented, every figure sourced, in a report you can put in front of an adjuster, an appraiser or a court.
Share of audited files with a supported gap, by line.
